State of Oregon: Department of Consumer and Business Services

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Department of Consumer and Business Services

Department

New, interactive auto insurance quiz online

If you have insurance, will the insurance company pay for all costs associated with the accident? Can insurance companies check your credit score when determining your insurance premiums? The answers to these questions and more are part of the Oregon Insurance Division's "Navigating the World of Auto Insurance," an interactive quiz designed for teenagers that also applies to drivers of all ages.

Click here to play the auto insurance online quiz

Links

Multistate settlement may assist Oregon homeowners

Distressed Oregon homeowners who are having difficulty paying their mortgage or have gone through the foreclosure process may be entitled to additional assistance if their mortgage servicer is a party to the multistate settlement. Learn more about the settlement and homeowner eligibility by going to the Oregon Department of Justice website.

Oregon Department of Justice

Protect yourself from illegal payday loan companies

Using an unlicensed payday lender, especially those located online, can have disastrous results. Before you use a payday or title lender for a loan, protect yourself by making sure the company is licensed to do business in Oregon. Search the DCBS database for licensed lenders.

Search database

Foreclosure information

The DCBS Foreclosure Help website offers information on the federal Making Home Affordable Program, the step-by-step process to obtaining a loan modification, Oregon's foreclosure laws, and links to HUD-approved foreclosure prevention counselors.

Foreclosure information

Oregon health insurance rates

Why is your health insurance premium rising? How much of an increase should you expect this year? Click on the link below to learn about health insurance rates in Oregon. Watch a video explaining why costs are rising and what the state does to try to control costs. Find recent rate requests from your insurance company and comment on them.